Advisory Board

Dr. Leonard Yong is an international consultant who has trained and consulted in many countries internationally. He is an Educational & Industrial Psychologist. Prior to his retirement as Professor, Universiti Malaya's Dept of Counseling & Educational Psychology, he has taught more than 20 years in Universiti Malaya. He was also the pioneering Director of Universiti Malaya Centre for Continuing Education.

Dr. Yong has gained international recognition for his research and consultancy work on creativity & emotional intelligence. Based on his pioneering work on the LEONARD Personality Inventory (LPI) & the LPI Software, and its use in helping individuals to develop their Emotional Intelligence (EQ) & creativity, Dr. Yong has consulted and conducted numerous training workshops on EQ and Creative Thinking for leaders.

He has consulted and conducted numerous training workshops on EQ and Creative Thinking for leaders in organizations such as British Petroleum (BP), Microsoft Thailand, Cathay Pacific Airlines, Thai Securities Exchange Commission, Readers Digest, Reuters, Chularat Hospital Thailand, Rasa Saying Hotel, Pelangi Hotel, Equatorial Hotel, Cititel Hotel, Horwath International, Tan Chong Motors, Maybank, Acer Technology, Motorola, Intel. Kian Holdings, Public Packages Holdings, Unilever Thailand, Syngenta, Carat Club, B Braun, Istana Hotel, Young Entrepreuneurs Organization (YEO), Young Presidents Organizations(YPO), Petronas, Kuwait Petroleum Company, Oman Petroleum Company and Saudi Arabian Oil Company (ARAMCO).

Dr. Yong has addressed groups in many countries such as the United States of America, Austria, Britain, Australia, France, New Zealand, Germany, Italy, Russia, Japan, China, India, Korea, Indonesia, Burma, Hong Kong, Singapore, Thailand and Papua New Guinea. He has undertaken creativity & EQ research in the USA, Australia, Austria, Germany, Italy, Japan and the United Kingdom.

We thank him for being associated with Krish Mark and taking up the advisory role for guiding us in enhancing emotional excellence among the leaders and the teams.



Sanjoy Banerjee, Partner and Chief consultant of I-Cube Insights Business Consulting and Training LLP , is an electrical engineer with post graduation in General Management from IIM (Calcutta) with over 33 years of proven experience across Financial Services, IT and Engineering industry; in leadership positions for setting up and running profit centers, businesses/organizations, developing business strategy and implementing processes and systems for improving credit and risk management for retail asset financing, increasing operational efficiencies.

Prior to promoting I-Cube Insights, he was the Executive Director and Head of the mutual fund analytics and Investment advisory division of ICRA Online Ltd. He was instrumental in restructuring the marketing and operational processes and strategically refocused the organization from a mutual fund data and analytics provider to an investment advisory organization with research and financial planning tools covering multiple asset classes (Mutual Funds, Insurance and Debts).

He specializes in business processes, strategy consulting for SMEs and training in financial services, on SME/retail credit and collections, impact financing, affordable housing finance and in NBFC operations, blending his experience across multiple functions and Industry verticals.

He is an empanelled trainer with CRISIL and has, independently/in partnership, carried out comprehensive training programs for Reliance Capital, Mahindra and Mahindra Financial Services, ICICI bank, Kotak Mahindra Bank etc. He advises SMEs on business strategy and financial structuring.

We thank him for being associated with Krish Mark and taking up the advisory role for business development strategy.



Mr.Ramesh S. Iyer
Finance Advisor

A Chartered accountant with over 30 years of experience as a chartered accountant in practice having excellent knowledge in the field of accountancy, finance management and taxation.

He was also a visiting Faculty at a leading Management Institute (Affiliated to Mumbai University, India) for the masters level program.

He has been the financial disciplinarian behind the company who devised the financial and accounting processes and statutory compliance aspects of the company.

We thank him for being associated with Krish Mark and taking up the advisory role for financial strategy of the company.



Mr.Balaram Sarma
Industry Domain Advisor

An insurance industry expert with over 33 years of valuable experience working for several Life insurance companies like LIC of India, Future Generali Life, Sahara Life and Reliance Life. He has lead the operations teams for many years and has immense insights into the continuous challenges faced by insurance companies in managing an effective and complaint operations process.

He started his career with LIC of India in the IT department and has managed various key projects of LIC like ESS, etc.

He has been instrumental in making IT systems evaluations and selections for the companies he has worked with in the past and has been supportive of good technology endeavors by small and large IT vendors who have successfully implemented systems in these companies.

He has been constantly following the directives and guidelines from the regulator in the country and the inferences of how it impacts the insurers and their compliance environment. This is one of the driving forces of the product roadmap of Krish mark and will surely help the company to enhance its products to meet the future expectations of the industry in India and overseas.